:root {
      --navy: #0B1F3A;
      --navy-mid: #163456;
      --blue: #1A6FD4;
      --blue-light: #2E87F0;
      --sky: #E8F3FF;
      --accent: #F58220;
      --accent-light: #FFA44F;
      --white: #FFFFFF;
      --off-white: #F7FAFD;
      --gray-100: #EEF2F7;
      --gray-300: #B8C5D6;
      --gray-500: #6B7F96;
      --gray-700: #3A4A5C;
      --text: #1C2B3A;
      --shadow-sm: 0 2px 12px rgba(11,31,58,0.08);
      --shadow-md: 0 8px 32px rgba(11,31,58,0.12);
      --shadow-lg: 0 20px 60px rgba(11,31,58,0.16);
      --radius: 16px;
      --radius-sm: 10px;
      --transition: 0.35s cubic-bezier(0.4,0,0.2,1);
    }

    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
    html { scroll-behavior: smooth; font-size: 16px; }
    body {
      font-family: 'Sora', sans-serif;
      color: var(--text);
      background: var(--white);
      overflow-x: hidden;
      line-height: 1.65;
    }
    ::-webkit-scrollbar { width: 6px; }
    ::-webkit-scrollbar-track { background: var(--gray-100); }
    ::-webkit-scrollbar-thumb { background: var(--blue); border-radius: 3px; }

    .container { max-width: 1180px; margin: 0 auto; padding: 0 10px; }

    /* ── HEADER ── */
    #header {
      position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
      background: rgba(255,255,255,0.95);
      backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px);
      border-bottom: 1px solid rgba(11,31,58,0.07);
      transition: box-shadow var(--transition);
    }
    #header.scrolled { box-shadow: var(--shadow-md); }
    .header-inner {
      display: flex; align-items: center; justify-content: space-around;
      height: 72px; gap: 16px;
    }
    .logo { display: flex; align-items: center; gap: 5px; text-decoration: none; flex-shrink: 0; }
    .logo-icon {
      width: 40px; height: 40px;
      background: linear-gradient(135deg, var(--blue), var(--navy));
      border-radius: 10px; display: flex; align-items: center; justify-content: center;
      color: white; font-size: 1rem;
    }
    .logo-text { display: flex; flex-direction: column; line-height: 1.1; }
    .logo-name { font-size: 1.05rem; font-weight: 800; color: var(--navy); letter-spacing: -0.02em; }
    .logo-sub { font-size: 0.62rem; font-weight: 500; color: var(--gray-500); letter-spacing: 0.06em; text-transform: uppercase; }
    nav { display: flex; align-items: center; gap: 4px; }
    nav a {
      font-size: 0.86rem; font-weight: 500; color: var(--gray-700);
      text-decoration: none; padding: 8px 14px; border-radius: 8px; transition: var(--transition);
    }
    nav a:hover { color: var(--blue); background: var(--sky); }
    .call-btn {
      display: flex; align-items: center; gap: 8px;
      background: var(--accent); color: white; text-decoration: none;
      padding: 10px 20px; border-radius: 50px; font-size: 0.88rem; font-weight: 700;
      transition: var(--transition); box-shadow: 0 4px 16px rgba(245,130,32,0.3); flex-shrink: 0;
    }
    .call-btn:hover { background: var(--accent-light); transform: translateY(-1px); }
    .hamburger {
      display: none; flex-direction: column; gap: 5px; cursor: pointer;
      padding: 8px; border-radius: 8px; background: var(--gray-100); border: none; transition: var(--transition);
    }
    .hamburger:hover { background: var(--sky); }
    .hamburger span { display: block; width: 22px; height: 2px; background: var(--navy); border-radius: 2px; transition: var(--transition); }
    .hamburger.open span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
    .hamburger.open span:nth-child(2) { opacity: 0; }
    .hamburger.open span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }
    .mobile-nav {
      display: none; flex-direction: column; gap: 4px;
      padding: 12px 24px 20px; background: white;
      border-top: 1px solid var(--gray-100); animation: slideDown 0.3s ease;
    }
    .mobile-nav.open { display: flex; }
    @keyframes slideDown { from { opacity: 0; transform: translateY(-8px); } to { opacity: 1; transform: translateY(0); } }
    .mobile-nav a {
      font-size: 0.92rem; font-weight: 500; color: var(--gray-700);
      text-decoration: none; padding: 12px 16px; border-radius: var(--radius-sm); transition: var(--transition);
    }
    .mobile-nav a:hover { color: var(--blue); background: var(--sky); }
    .mobile-call {
      display: flex; align-items: center; gap: 8px; background: var(--accent); color: white;
      text-decoration: none; padding: 13px 16px; border-radius: var(--radius-sm); font-weight: 700; margin-top: 8px;
    }

    /* ── PAGE HERO ── */
    .page-hero {
      background: linear-gradient(135deg, #0B1F3A 0%, #1A3A6A 50%, #0F2A4F 100%);
      padding: 130px 0 70px; position: relative; overflow: hidden;
    }
    .page-hero::before {
      content: ''; position: absolute; inset: 0;
      background-image: radial-gradient(circle at 1px 1px, rgba(255,255,255,0.05) 1px, transparent 0);
      background-size: 32px 32px;
    }
    .page-hero-shape {
      position: absolute; border-radius: 50%; filter: blur(70px); opacity: 0.2;
    }
    .page-hero-shape-1 { width: 450px; height: 450px; background: #F58220; top: -120px; right: -100px; }
    .page-hero-shape-2 { width: 280px; height: 280px; background: var(--blue-light); bottom: -60px; left: -40px; }
    .page-hero-content { position: relative; z-index: 2; }
    .breadcrumb {
      display: flex; align-items: center; gap: 8px;
      font-size: 0.8rem; color: rgba(255,255,255,0.5); margin-bottom: 20px;
    }
    .breadcrumb a { color: rgba(255,255,255,0.5); text-decoration: none; transition: var(--transition); }
    .breadcrumb a:hover { color: white; }
    .breadcrumb i { font-size: 0.65rem; }
    .page-hero h1 {
      font-size: clamp(2rem, 4vw, 3rem); font-weight: 800; color: white;
      line-height: 1.15; letter-spacing: -0.02em; margin-bottom: 16px;
    }
    .page-hero h1 span { color: var(--accent-light); }
    .page-hero-meta { display: flex; align-items: center; gap: 24px; flex-wrap: wrap; margin-top: 24px; }
    .page-hero-meta-item { display: flex; align-items: center; gap: 8px; font-size: 0.82rem; color: rgba(255,255,255,0.6); font-weight: 500; }
    .page-hero-meta-item i { color: var(--accent-light); }

    /* ── LAYOUT ── */
    .legal-layout {
      display: grid; grid-template-columns: 260px 1fr;
      gap: 48px; padding: 70px 0 100px; align-items: start;
    }

    /* ── SIDEBAR ── */
    .toc-sidebar { position: sticky; top: 96px; }
    .toc-card {
      background: var(--off-white); border: 1px solid var(--gray-100);
      border-radius: var(--radius); padding: 28px 24px; box-shadow: var(--shadow-sm);
    }
    .toc-card h3 {
      font-size: 0.78rem; font-weight: 700; color: var(--navy);
      text-transform: uppercase; letter-spacing: 0.1em; margin-bottom: 16px;
      display: flex; align-items: center; gap: 8px;
    }
    .toc-card h3 i { color: var(--blue); }
    .toc-links { display: flex; flex-direction: column; gap: 2px; }
    .toc-links a {
      font-size: 0.83rem; color: var(--gray-500); text-decoration: none;
      padding: 8px 12px; border-radius: 8px; transition: var(--transition);
      border-left: 2px solid transparent;
    }
    .toc-links a:hover, .toc-links a.active { color: var(--blue); background: var(--sky); border-left-color: var(--blue); }
    .toc-contact { margin-top: 20px; padding-top: 20px; border-top: 1px solid var(--gray-100); }
    .toc-contact p { font-size: 0.78rem; color: var(--gray-500); margin-bottom: 10px; }
    .toc-contact a {
      display: flex; align-items: center; gap: 8px; font-size: 0.82rem;
      color: var(--blue); text-decoration: none; font-weight: 600; transition: var(--transition);
    }
    .toc-contact a:hover { color: var(--navy); }

    /* ── CONTENT ── */
    .legal-section { margin-bottom: 56px; scroll-margin-top: 100px; }
    .legal-section-header {
      display: flex; align-items: center; gap: 14px;
      margin-bottom: 24px; padding-bottom: 16px; border-bottom: 2px solid var(--gray-100);
    }
    .legal-section-icon {
      width: 44px; height: 44px; background: var(--sky); border-radius: 12px;
      display: flex; align-items: center; justify-content: center;
      color: var(--blue); font-size: 1.05rem; flex-shrink: 0;
    }
    .legal-section h2 { font-size: 1.25rem; font-weight: 800; color: var(--navy); }
    .legal-content p { font-size: 0.93rem; color: var(--gray-700); line-height: 1.85; margin-bottom: 16px; }
    .legal-content p:last-child { margin-bottom: 0; }
    .legal-content ul { margin: 12px 0 16px; padding-left: 0; list-style: none; display: flex; flex-direction: column; gap: 10px; }
    .legal-content ul li {
      font-size: 0.93rem; color: var(--gray-700); padding: 12px 16px 12px 44px;
      background: var(--off-white); border-radius: var(--radius-sm);
      border-left: 3px solid var(--blue); position: relative; line-height: 1.7;
    }
    .legal-content ul li::before {
      content: '\f058'; font-family: 'Font Awesome 6 Free'; font-weight: 900;
      position: absolute; left: 14px; top: 13px; color: var(--blue); font-size: 0.85rem;
    }
    .legal-content strong { color: var(--navy); font-weight: 700; }
    .highlight-box {
      background: var(--sky); border: 1px solid rgba(26,111,212,0.15);
      border-radius: var(--radius); padding: 24px 28px; margin: 20px 0;
    }
    .highlight-box p { color: var(--navy); font-weight: 500; margin-bottom: 0; }
    .warning-box {
      background: #FFF8F1; border: 1px solid rgba(245,130,32,0.25);
      border-left: 4px solid var(--accent); border-radius: var(--radius-sm);
      padding: 20px 24px; margin: 20px 0; display: flex; gap: 14px; align-items: flex-start;
    }
    .warning-box i { color: var(--accent); font-size: 1.1rem; margin-top: 2px; flex-shrink: 0; }
    .warning-box p { color: var(--gray-700); margin-bottom: 0; }
    .updated-chip {
      display: inline-flex; align-items: center; gap: 8px;
      background: var(--sky); border-radius: 50px; padding: 6px 16px;
      font-size: 0.78rem; font-weight: 600; color: var(--blue); margin-bottom: 40px;
    }

    /* ── FOOTER ── */
    #footer { background: var(--navy); color: rgba(255,255,255,0.7); padding: 70px 0 0; }
    .footer-top {
      display: grid; grid-template-columns: 1.5fr 1fr 1fr;
      gap: 60px; padding-bottom: 48px; border-bottom: 1px solid rgba(255,255,255,0.1);
    }
    .footer-logo { display: flex; align-items: center; gap: 10px; text-decoration: none; margin-bottom: 20px; }
    .footer-logo-icon {
      width: 38px; height: 38px; background: rgba(255,255,255,0.1); border-radius: 10px;
      display: flex; align-items: center; justify-content: center; color: white; font-size: 0.95rem;
    }
    .footer-logo-name { font-size: 1rem; font-weight: 800; color: white; }
    .footer-brand-desc { font-size: 0.85rem; line-height: 1.75; color: rgba(255,255,255,0.55); margin-bottom: 20px; }
    .footer-contact-item {
      display: flex; align-items: center; gap: 10px; font-size: 0.85rem;
      color: rgba(255,255,255,0.65); margin-bottom: 10px; text-decoration: none; transition: var(--transition);
    }
    .footer-contact-item:hover { color: white; }
    .footer-contact-item i { color: var(--accent-light); font-size: 0.9rem; width: 16px; }
    .footer-col h4 { font-size: 0.85rem; font-weight: 700; color: white; text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 20px; }
    .footer-links { display: flex; flex-direction: column; gap: 10px; }
    .footer-links a { font-size: 0.87rem; color: rgba(255,255,255,0.55); text-decoration: none; transition: var(--transition); }
    .footer-links a:hover { color: white; padding-left: 4px; }
    .footer-bottom { padding: 24px 0; display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
    .footer-note { font-size: 0.78rem; color: rgba(255,255,255,0.4); }
    .footer-note strong { color: rgba(255,255,255,0.6); }
    .footer-legal { display: flex; gap: 20px; }
    .footer-legal a { font-size: 0.78rem; color: rgba(255,255,255,0.4); text-decoration: none; transition: var(--transition); }
    .footer-legal a:hover { color: white; }
    .footer-legal a.current { color: rgba(255,255,255,0.75); font-weight: 600; }

    /* ── FLOATING CALL ── */
    .floating-btn {
      position: fixed; bottom: 28px; right: 28px; z-index: 999;
      width: 58px; height: 58px; background: var(--accent); color: white; border-radius: 50%;
      display: flex; align-items: center; justify-content: center; font-size: 1.3rem;
      text-decoration: none; box-shadow: 0 8px 28px rgba(245,130,32,0.45);
      transition: var(--transition); animation: pulse 2.5s ease-in-out infinite;
    }
    .floating-btn:hover { transform: scale(1.1); }
    @keyframes pulse {
      0%, 100% { box-shadow: 0 8px 28px rgba(245,130,32,0.45); }
      50% { box-shadow: 0 8px 40px rgba(245,130,32,0.7), 0 0 0 12px rgba(245,130,32,0.1); }
    }

    /* ── REVEAL ── */
    .reveal { opacity: 0; transform: translateY(20px); transition: opacity 0.6s ease, transform 0.6s ease; }
    .reveal.visible { opacity: 1; transform: translateY(0); }

    /* ── RESPONSIVE ── */
    @media (max-width: 1024px) {
      .legal-layout { grid-template-columns: 220px 1fr; gap: 32px; }
      .footer-top { grid-template-columns: 1fr 1fr; }
      .footer-brand { grid-column: 1 / -1; }
    }
    @media (max-width: 768px) {
      nav { display: none; }
      .hamburger { display: flex; }
      .legal-layout { grid-template-columns: 1fr; }
      .toc-sidebar { position: static; }
      .footer-top { grid-template-columns: 1fr; gap: 36px; }
      .footer-brand { grid-column: unset; }
      .footer-bottom { flex-direction: column; align-items: flex-start; }
    }